Have a Question? 
1(800)-805-3707
Have a Question? 
1(800)-805-3707
Whole Life Transparency & Your Cash Value... 
How To Maximize It & How To Use it!
Gain unlimited FREE access to in-depth info on Cash Value Insurance including:​
Free consultation and anytime access to one of our Innovative Life Insurance Specialists, sample policies, answers to all your questions, analysis of your current policy(ies), videos, tips on getting started, and more!
  • Hidden
2 Things You Need for a Successful Policy
1. We always recommend going with one of the Major Mutual companies - They have been around for about 160 years and are the strongest with the highest credit ratings.
2. Policy design - We typically design policies that carry a minimum insurance premium and a maximum PUA Rider (cash dump-in).
TOP RATED COMPANIES:
Mass Mutual Dividend: 6.20%
(Established in 1851, Ranks No. 77 in Fortune 500)
Guardian Life Dividend: 5.65%
(Established in 1860, Ranks No. 226 in Fortune 500)
COMMON QUESTIONS PEOPLE ASK:
How does it work?​
Are there any minimums or maximums?
What are the average returns?
When can I borrow, and how much?
Can it be completely tax free?
If it’s so great, why doesn’t everyone do this?
How can it be used to eliminate debt?
Is this better than what I'm doing now?
We Think Differently
We believe every policy should:
Minimize insurance costs and expenses
Maximize and accelerate cash growth
Withstand the test of time with no regret
We Design Differently
Strongest cash values and growth
Access to your cash value - anytime
Policies designed by experts
Performance that outperforms all
Key Elements of Perfect Policy Design
Stick with the 4 major mutual companies
Direct most money into the cash value
Minimize premium and insurance expenses
Prevent a Modified Endowment Contract (MEC)
Avoid paying capital gains taxes altogether
Between 80%-90% cash value in year 1, and break even between years 3 and 6
THE PERFECT POLICY IS NO ACCIDENT
An “off-the-shelf” policy, or traditional whole life policy, is the least efficient method to build cash value. A traditional life insurance policy often yields $0 in cash value initially. Make sure it is carefully designed and optimized to deliver the absolute best cash performance. Correct policy design is an exact science that involves the proper blending of base premium, riders, and many other subtle factors that will all greatly affect your policy.
THE PERFECT POLICY IS NO ACCIDENT

Build Generational Wealth in Kresgeville, PA, and the Surrounding Regions

If you’ve been looking to build generational wealth in Kresgeville, PA, or the surrounding areas, Why Cash Value Life has the solution for you. Whole life insurance is an excellent way to build wealth without having to borrow from a bank or other financial institution. Once a policy becomes active, the holder has an actual value that can be borrowed against. The policy is used as collateral on both large and small expenditures and can be utilized whenever the holder requires capital.

Read More >One of the best aspects of a whole life insurance policy in building generational wealth in Kresgeville, PA, is its versatility that allows individuals to utilize their dividends to maximize control of their cash flow. This is especially important for those who are just beginning their retirement savings, who will be better able to manage changes in their spending habits and overall income. With life insurance-based banking, you can enjoy financial freedom whilst also contributing to your future benefit. By generating perpetual wealth, you can additionally begin the process of developing a sound financial foundation for you and your loved ones.

Do You Need Help Choosing a Non-Direct Recognition Life Insurance Policy?

Why Cash Value Life gives you the opportunity to build generational wealth, and with our Kresgeville, PA-based company, you’ll be able to set your financial goals and achieve them.   When searching for a company to assist with a non-direct recognition life insurance policy, you’ll undoubtedly have important questions that need to be answered by professionals. Why Cash Value Life has free policy designers and can provide custom life insurance options to suit your specific needs. As a whole life insurance provider, our team prides itself in offering tailored to build generational wealth in Kresgeville, PA, and in a multitude of other locations, such as:
  • California
  • Florida
  • Georgia
  • Texas
  • New York
  • And across Pennsylvania
Don’t settle for less when it comes to having the guidance and tools to navigate life insurance concepts. With the assistance of Why Cash Value Life, a leader in the industry and considered one of the best companies for whole life insurance policy design, you can build a sound future with perpetual wealth growth.

Why Cash Value Life: Paving Pathways to the Future

If you’ve been considering a whole life insurance banking system, contact Why Cash Value Life today. Our dedicated staff is here to provide you with the information you need to make confident financial decisions and build generational wealth with our Kresgeville, PA-based company. We offer a wide range of custom policy options to individuals across the country. From California to Florida, Georgia to New York, Texas to Pennsylvania, Why Cash Value Life has the tools, experience, and knowledge you need. Contact us today and begin building your future!
DID YOU KNOW...?
Approximately 90% of life insurance policyholders are not aware of, or do not utilize, policy loans. Cash value life insurance is very liquid and may be accessed by the policyholder any time.
It's important to note that many life insurance policies’ contract language may state that the company has up to 6 months to honor a policy loan. While this is true, it is extremely rare.
True or False: When you access cash in your policy, you still get the full dividends paid on the whole amount!
Yes, this is 100% true. Your money is constantly at work for you, regardless if it is in cash value or loaned from the policy.
Insurance companies' dividend rates adjust very little from year to year. Cash value life insurance has long been considered a fixed-savings asset. Being that dividends slowly increase/decrease over time, you will not see a huge fluctuation in cash value growth over the years. Peace of mind... steady and predictable... (Almost boring, but in a very good way, unlike the roller coaster ride of the stock market.)
True or False: Cash value policies can be designed to be extremely flexible.
True: a policy may be designed to carry maximum flexibility. One can commit to a minimal premium and make additional PUA payments as the years pass. This prevents one from feeling as if they are locked into an insurance “bill” in which they pay the same premium every year.

True or False: You can dump in as little or as much cash into your policy as you want without triggering a tax liability.
It's all a matter of correct design and layout. If it's structured properly from the beginning, you will not run into future problems. For example, an individual may commit to a $5,000/yr base premium and make additional PUA (cash dump- in) payments, up to a total of $50,000 each year.
Maybe you’ve thought about just buying term insurance. An interesting statistic is that only 1% to 3% of term insurance policies actually pay out, depending on the year.
Copyright 2021 - whycashvaluelife.com - All Rights Reserved

IBC Global Inc is independent of and at no point has been affiliated with, sponsored by, or endorsed by Infinite Banking Concepts, LLC. Website Powered By Atkins Tech Solutions
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram