4 Major Mutuals

We primarily recommend the 4 Major Mutual companies. They are not recommended by many brokers due to paying low commissions compared to other companies, but they have a track record of producing strong cash value policies for consumers. This is not to state that other companies are “bad,” but we have proof of performance from these 4 Major Mutuals while others have not disclosed any historical performance to us.

The factor that often refines your decision-making process regarding the company, aside from their financials, is policy flexibility. How do you use a policy as a flexible savings asset instead of a fixed lifelong bill? (Hint: Use one of the 4 Major Mutual companies!)